Privacy Policy

What we collect

To run the service, Finralis stores what you give us: your username, email address, and the financial details you enter, like accounts, balances, budgets, transactions and recurring expenses. Passwords are stored as salted hashes, never in plain text.

Our approach: collect less

We'd rather not collect data we don't need; there's nothing to protect that was never gathered. Signing up takes only a username, an email address and a password, and both can be anything you choose. Your real name and photo are optional. If you choose a username and email that don't identify you, your account record contains nothing that ties it to you.

That isn't an absolute guarantee: our hosting provider's standard server logs include IP addresses, as nearly every website's do; anything you type into a description is up to you; and a future paid plan would need billing details. But the account data we ask for is, by design, as anonymous as you make it.

Bank & investment syncing Coming soon with Plus

Syncing is optional and runs through Plaid, Inc. You sign in to your bank in Plaid's window, so your credentials are never seen or stored by Finralis, and access is read-only. For bank and credit accounts we import transactions and balances. For investment accounts we import each account's value and, on Premium, its holdings (the funds or stocks it contains), with a monthly history.

You can turn off syncing for any account at any time. Disconnecting stops syncing and removes current holdings; past values and monthly history stay until you delete your account. Plaid's use of your information is covered by Plaid's End User Privacy Policy.

How we use your data

Only to provide Finralis to you. We don't sell your data, use it for advertising, or share it with anyone for marketing.

Your controls

Download all your data as Excel or CSV, or permanently delete your account and everything in it, from Profile → Account. Cancelling a paid plan keeps linked banks connected, without syncing, until the end of that month; then they're disconnected and their access revoked. You can disconnect sooner from your dashboard.

When you sign up we record that you agreed to this policy and our Terms of Service. If you delete your account, those records are kept with a one-way hash of your email in place of the address, so we can still show consent was given.

Children

Finralis is for people 13 and older, and isn't directed to children under 13. We don't knowingly collect information from children under 13. If you believe a child under 13 has created an account, email Info@Finralis.com and we'll delete it and its data.

Contact

Questions about this policy? Email Info@Finralis.com.